Commerce Bank is believed to be America's most convenient bank as it looks and also works different by offering a convenient and different banking experience to its customers. In 1987, Commerce bank founded its Corporate Giving Program to formulate its corporate community. This program accelerates and maintains its commitment in providing hope and help within its working communities. Also through this program, Commerce bank which was established in 1973 donates a particular calculated percentage of its overall annual income to many non-profit initiatives.
This money from several years is funding to wide range of non-profit organizations, civic groups, institutions, special events, and programs whose goal is to improve the welfare of the communities where we work and for the quality growth of their life.
Commerce bank also provides many Insurance Services. In 1996, with the combination of many autonomous locally based insurance agencies, Commerce Insurance Services was launched.
Commerce Insurance Services is among the top 30 largest insurance brokerages in America. This is due to its additional acquisitions which made it to increase its size and scope.
This Commerce Insurance Service provides a wide array of commercial, employee benefit and personal insurance coverage to all its customers more than 130,000.
More Services of Commerce bank :
- Personal Loans : Using Commerce bank's Personal Loans, Customers can get a fixed rate and term and fixed regular payments.
- Personal Lines Of Credit : With a Personal Line of Credit, Customers can be ready to take advantage of a great opportunity or cover an emergency. They will pay the interest only on the money they use.
- Helping Hand, Low-To-Moderate-Income Loans : Commerce bank's Helping Hand loans were designed to help limited-income families with their personal credit needs by providing low-cost, fixed-payment financing for home improvements or other purposes.
- Visa Platinum Credit Card : Visa Platinum Credit Card, The unique Commerce Visa Platinum Credit Card gives No Fees, No Penalties, and No Unpleasant Surprises and also provides an easier
approach for convenient banking.
- Cash Reserve/Overdraft Protection Line Of Credit : By using this service, we can combine any Commerce bank checking account with a Cash Reserve Line and get protection from overdrafts.
- Home Equity Loans : This service provides its customers with a fixed rate, fixed term Home Equity Loan if they need to borrow for a specific purpose.
- Home Equity Lines Of Credit : With a Home Equity Line of Credit, Customers can be ready to take advantage of a great opportunity or cover any emergency.
- Checking Services : This service provides many convenient checking services which include, Free Checking, Interest Checking, Consumer Checking, 50 plus club, etc.
- Mortgage Services : Commerce bank offers many mortgage related services for its customes. some of these include -
1) Fixed Rate Mortgages - Commerce bank offers fixed rate loans with immediate approvals and a variety of terms.
2) Jumbo Mortgages - Commerce bank offers jumbo fixed rate loans with immediate approvals and a variety of terms.
3) First-Step Mortgages - Commerce bank's First-Step Mortgage can be used for the customers who are planning to buy a home for the first time. This combines a low initial down payment requirement with a long-term, fixed rate mortgage.
4) Adjustable Rate Mortgages - This provides mortgages with adjustable rates to its customers.
5) Reverse Mortgages - Commerce bank can help its customers by converting the equity into their home to tax-free monthly income.
- Savings Services : Commerce bank offers many mortgage related services for its customes. some of these include -
1) Statement Savings - Using this service, we can make deposits and withdrawals at any store or ATM. Also, make transfers with Commerce Online Banking and Bank-by-Phone.
2) Premier Savings - The Premier Savings deposit account provides competitive high-yield savings in a rising rate environment.
3) Passbook Savings - This service provides convenience in passbook savings. The passbook is updated each time customer visit any of the located stores.
4) Holiday Clubs - This service is mainly for goal-oriented savers. Customers can plan ahead for the seasonal expenses by making club payments throughout the year.
- Education Loans : Commerce bank can offer wide varieties of education loans for its customers. some include-
1) Stafford Subsidized & Unsubsidized Student Loans - This services lets their customers help to provide student education loans. It offers with deferred interest loans to qualified students.
2) Plus Loans For Parents Of Undergraduate Students - Commerce offers Parent/PLUS loans that can help bring the cost of a higher education within reach.
It is considered to be one of the region's fast growing and well organized financial services providers and retailers. Commerce bank has opened its first store 30 years ago in Marlton, New Jersey.
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